KCB group records Ksh.68 billion in profit in 2025
KCB group records Ksh.68 billion in profit in 2025
The KCB Group recorded a Ksh.68.4 billion profit in 2025, up 11% on an expanded loan book that delivered higher income across key business lines, coupled with sustained cost management across the Group.
During the period under review, KCB’s assets grew by 9.3% to Ksh.2.15 trillion despite divesting in National Bank of Kenya, demonstrating the Group’s resilience and the success of its diversification strategy and innovative financial solutions.
Likewise, total revenues grew steadily to Ksh.214 billion from Ksh.204 billion owing to higher net interest income as the Group continued to deepen its support for households, businesses and the public sector.
Non-Funded Income also delivered 31% of the total revenues on the back of investments in digital banking.
Speaking during the announcement of the financial results on Wednesday, KCB CEO Paul Russo said that the performance reflects the Group’s continued resilience to become a market leader while professionally servicing its customers.
“Despite a challenging operating environment, we delivered solid growth driven by disciplined execution, continued investment in digital innovation, and our unwavering commitment to supporting sector-focused lending that catalyzes economic transformation across the region,” he said.
“We remained focused on sustainable growth, supporting customers and delivering long-term value for shareholders”.
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Customer loans for the same period also grew by 15% to close at Ksh.1.59 trillion. KCB says that this growth was utilized to fund interest-earning assets, which closed at Ksh.1.84 trillion, a year-on-year increase of 13.8%.
On the back of the strong performance, the Board has proposed a final dividend payout of Ksh.3 per share, subject to shareholder approval.
This is in addition to an interim payout of Ksh.4 per share which was paid out in November 2025, bringing the total dividend payout for the year to Ksh.7.0 per share, amounting to a total of Ksh. 22 billion for the year 2025.
The Group chairman, Joseph Kinyua, also noted that they are now focused on maintaining sustained business activity and economic growth prospects in 2026 across the markets they operate in.
He intimated that the Group is closely monitoring the increased global uncertainties attributed to heightened geopolitical tensions and higher tariffs.
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