July 3, 2024

Ruto administration limits cheapest houses in affordable housing to Kenyans earning below Ksh 20K

3 min read
Ruto administration limits cheapest houses in affordable housing to Kenyans earning below Ksh 20K

Allocation of houses under President William Ruto's Affordable Housing Programme will be based on three major salary and income scales

Allocation of houses under President William Ruto’s Affordable Housing Programme will be based on three major salary and income scales.

In the revised Affordable Housing Bill, which is set to be debated in the Senate in the coming days, the houses will be categorised into Social Housing Units, Affordable Housing and Affordable Middle Class.

Social Housing Units

These housing units will be the cheapest and will target Kenyans who earn Ksh20,000 and below. This also includes Kenyans in the informal sector who earn below Ksh20,000 monthly.

According to the plan, the houses will be the smallest, measuring at least 18 square metres.

On the other hand, the State Department of Housing details that the houses will range between one to three-room houses and will cost between Ksh756,000 to Ksh1.5 million.

Affordable Housing 

Houses categorised under this category will be allocated to Kenyans who earn between Ksh20,000 and Ksh149,000.

In terms of size, the houses will be bigger than those in the Social Housing Units category and will measure at least 30 square metres.

These houses will either be studios, two-bedroom or three-bedroom apartments. Kenyans will buy these houses from Ksh864,000 to Ksh2.5 million, depending on quality variation.

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Affordable Middle Class

“An affordable middle-class housing unit with a plinth area of at least 80 square metres for middle to high-income housing is targeted at persons whose monthly income is over Ksh149,000,” read the bill in part.

These houses will either be two-bedroom or three-bedroom units and will cost between Ksh3.8 million to Ksh5.1 million.

Requirements for Allocation of a House

Apart from the use of the salary/income scale, the government will require Kenyans to have requisite documentation before being allocated houses. 

One of the mandatory requirements includes a national identity card.

“An application made under subsection (1) shall be accompanied by a proof of requisite deposit as may be prescribed by the Cabinet Secretary; a copy of the incorporation certificate in the case of a body corporate; a copy of Kenya Revenue Authority personal identification number certificate and tax compliance certificate.

“In determining the allocation of an affordable housing unit under this section, the Board shall give preference to marginalised persons, vulnerable groups, youth, women and persons with disabilities,” read the Bill in part.

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